28-Day Buy Back Service in Motherwell

Re-Purchase Your Gold, Silver, Jewellery & More

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Looking for a short-term financial solution that lets you retain the right to reclaim your valuables? At Pharaohs Bullion, we offer a flexible 28-day buy-back service from our trusted location in Motherwell and via appointment in Edinburgh, providing immediate access to funds while securing your valuable items.

How the 28-Day Buy Back Works

 

Our 28-Day Buy Back service offers a convenient and secure way to unlock the value of your gold, jewellery, or luxury items—without the need to sell them permanently.

Here’s how it works:

You bring in your item (gold jewellery, antique items, luxury watches, bullion, or precious stones).

We evaluate the item’s value and offer a loan based on its worth.

You receive cash on the spot.

You then have 28 days to buy back your item for the original amount plus a fixed interest fee.

For example:

If you take a £10,000 loan, the buy-back fee is £1,000. To reclaim your item, you must pay £11,000 by Day 28.

 Interest Rates & Fees

 

We ensure transparent and competitive pricing:

Items under £1,000: 20% interest

Items over £1,000: 10% interest

Items above £20,000: Bespoke and competitive rates available

We also offer extended terms through a trusted third-party finance provider. Just ask in-store for more details.

Renewing Your Buy Back Agreement

 

Need more time? You can renew your 28-Day Buy Back agreement, but only on Day 28.

  • You’ll need to visit the store in person.
  • You must pay the interest owed (e.g., £1,000 on a £10,000 loan).
  • A new 28-day agreement will then be created.

Please note: Mid-contract extensions are not available. If no action is taken by Day 28, the item becomes the property of Pharaohs Bullion.

What Items Can You Use?

 

We accept a wide range of high-value items:

  • Gold & Silver Jewellery
  • Antique Jewellery
  • Gold & Silver Bullion
  • Luxury Watches (e.g., Rolex, Omega, Tag Heuer)
  • Precious Stones (Diamonds, Emeralds, Rubies, Sapphires)

For high-value watches and precious stones, a 24–48 hour authentication period may apply.

Why Choose Pharaohs Bullion?

 

With bullion dealers in Motherwell, Pharaohs Bullion is a trusted local name in luxury asset services. We’ve built our reputation on discretion, fair pricing, and expert service.

The Benefits of Our Buy Back Service:

 

  • Immediate Cash Payouts
  • Confidential & Secure
  • Fair Valuations by Experts
  • Trusted by Locals for Over a Decade
  • Bespoke Rates for High-Value Clients
  • No Credit Checks or Complex Applications

Get in Touch

FAQs

 

What happens if I miss the 28-day deadline?

If you do not repay or renew the contract by Day 28, your item becomes the property of Pharaohs Bullion and is no longer eligible for buy back.

Can I renew early or extend mid-contract?

No. Renewals must take place on Day 28 only, with the interest fee paid in full.

Are there credit checks involved?

No. Our Buy Back service is based entirely on the value of your item, not your credit history.

Industry-Trusted, Locally Respected

 

Pharaohs Bullion is proud to have earned 5-star Google Reviews and local acclaim in both Motherwell and Edinburgh. We’re known for:

    • Transparent pricing
    • Exceptional customer care
    • Professional appraisals by experienced staff

 Learn More About the Process

 

Want to understand how Buy Back compares to pawnbroking or resale services? You can read more about these options on trusted sites like:

Money Advice Service – impartial info on short-term borrowing

National Association of Jewellers – trade standards and practices

These will give you extra peace of mind and show how our process aligns with ethical and professional standards.

Visit Us Today for a Discreet Consultation

Whether you’re in a temporary financial bind or simply want access to fast funds while keeping hold of your treasured items, our the 28-Day Buy Back service is the ideal solution. Conveniently buy and sell gold in Scotland with Pharaohs Bullion.

Contact Us

28-DAY BUY BACK AGREEMENT

(England and Wales)

This Agreement is made on: [Date]

Between:

  1. The Lender (the Business):

Business Name: _______________________________

Address: ____________________________________

Postcode: ___________________________________

Telephone: __________________________________

  1. The Borrower (the Customer):

Full Name: __________________________________

Address: ____________________________________

Postcode: ___________________________________

Telephone: __________________________________

Identification Provided: ______________________

  1. Description of Item(s)

The following item(s) are being pledged under this agreement:

Description Condition Estimated Value (£)

[Item 1] [Condition] £[Value]

[Item 2] [Condition] £[Value]

[Item 3] [Condition] £[Value]

  1. Loan Amount and Terms

Loan Amount: £[Amount]

Buy Back Period: 28 days from the date of this agreement.

Interest/Charge: £[Interest Amount] (equivalent to [Interest Rate]%)

Total Amount Payable to Repurchase: £[Loan Amount + Interest]

  1. Terms of the Agreement

  1. The Borrower agrees to sell the item(s) listed above to the Lender for the agreed Loan Amount.
  2. The Borrower retains the right to repurchase the item(s) within 28 days of the date of this agreement by paying the Total Amount Payable (Loan Amount + Interest).
  3. If the Borrower fails to repurchase the item(s) within the 28-day period, ownership of the item(s) will automatically transfer to the Lender without further notice or obligation.
  4. The Lender is entitled to sell the item(s) after the expiry of the 28-day period if the Borrower does not exercise their buy-back right.
  5. The Lender shall not be liable for any loss or damage to the item(s) unless caused by negligence or breach of contract.

  1. Early Repurchase

The Borrower may repurchase the item(s) at any time during the 28-day period by paying the Total Amount Payable. No partial repayment or extension will be permitted.

  1. Default and Forfeiture

If the Borrower does not repurchase the item(s) by the end of the 28-day period, the Lender will become the lawful owner of the item(s) and will have the right to sell, retain, or otherwise dispose of the item(s) without further notice to the Borrower.

  1. Legal Rights and Complaints

  1. This agreement is subject to the laws of England and Wales.
  2. Any disputes arising under this agreement shall be subject to the exclusive jurisdiction of the courts of England and Wales.
  3. Complaints should be directed to [Business Name and Address]. If the matter cannot be resolved directly, the Borrower may contact the Financial Ombudsman Service for further assistance.

  1. Signatures

I, the Borrower, confirm that I have read and understood the terms of this agreement and agree to be bound by them.

Signed by the Borrower: ___________________________

Date: ____________________

Signed on behalf of the Lender: ___________________________

Date: ____________________

Notice to Borrower:

  • You have 28 days from the date of this agreement to repurchase your item(s).
  • If you do not repurchase within this period, you will lose ownership of the item(s).
  • Please retain a copy of this agreement for your records.